Why You Should Work With an Independent Insurance Agent

Take a moment and think about the number of insurance companies you know. Probably names like GEICO, State Farm, Allstate, Progressive, and many more run through your mind. You know what their ads and billboards look like. You’re familiar with their mascots and spokespeople.

You can probably recite their promises from memory if you think about it.

So, when it comes time to find insurance where should you go?

With the wide variety of insurance companies out, there and an even more incredible array of products offered by them, choosing who to talk with can be intimidating. Some carriers only offer certain products. Others only operate in certain places. Certain carriers offer certain discounts while others offer an entirely different set of incentives.

The whole world of insurance is quite confusing.

But it doesn’t have to be.

Working with an independent insurance agent, someone who isn’t tied to a specific company can help you navigate this confusing marketplace. They can be an ally and an advisor for you. But maybe that’s not enough for you. So here are a few more reasons you should consider working with an independent insurance agent.

A Greater Number of Options

Independent insurance professionals work with a wide variety of carriers.

This means they aren’t tied to a single brand. So they can look at a wider variety of offerings to help you fit your needs. Often this means they cannot only find incredible savings but also combine different policies from different carriers to create a more complex and complete net of coverage. Why work with only one tool when there are so many different ones in the toolbox for you to use?

More Savings

Independent insurance agents aren’t tied to a single company. That means they can shop around and find you the very best rates for what you need. If you have a tight budget for coverage, this can be a lifesaver. If you just want to save money, and we all do, this can be the secret weapon you need to maximize savings while getting quality coverage to suit your needs.

A One-Stop Shop

What type of insurance do you need?

Care? Home? Flood? Life? Health?

Honestly, we usually need more than one type of insurance to fit our lifestyle. We need car insurance to help us in the event of an accident. Home insurance helps protect one of our most valuable assets and the things inside of it. Life and health services as protection against untimely illnesses and accidents that can and often do, happen when we least expect them.

How do you fill all of those insurance needs?

Independent insurance agents can help you find all of the insurance products you need. Instead of going to one company for this and another company for that, your trusted independent insurance advisor will do the legwork for you. They will learn about your needs, and your budget, and search for the policies that will fit them. Working with one will save you time and get you the best coverage to fit your diverse needs.

YOUR Advocate

When you dive into the world of insurance, it’s important to ask who the agent is working for.

In the case of affiliated agents, they are often employees of the company you’re looking to buy insurance from. They are often tied to particularly stringent requirements limiting exactly how much they can do for you. In the case of making a purchase or filing a claim, this can be a bit of a problem.

An independent agent is a trained insurance professional who is working for you. When you come to them looking for a policy, they are trying to find the right policy for all of your needs. They don’t have a requirement to work in a specific way for a specific company.

Additionally, an independent agent is going to spend more time getting to know you so they can navigate the insurance market and find exactly what you need. They will learn about your goals and needs, then partner with you to meet them. This makes an independent insurance agent advocates for you as their client…and that’s what we all want, someone on our side.

Licensed and Experienced Professionals

You might be tempted to give finding your insurance policies a go by yourself. There are several websites and tools out there. You certainly could give it a try. It might even work out for you.

But independent insurance agents are licensed and experienced professionals. They’ve learned how the ins and outs of insurance policies work. A trusted insurance professional can answer your questions and help you navigate the specific details that can prove the difference between full coverage and a potentially devastating gap. Think of them as an advisor to help you get what you need and save you the time of having to learn way too much about a field you probably don’t want to dive that deeply into.

So consider an independent insurance agent. Save some time, money, and find exactly what you need with the help of your trusted advisor.

YOUR Independent Insurance Advisor

Insurance can be a complex topic with a map of providers and offerings that can confuse the very best of us. Finding an independent insurance advisor can help you navigate that world and find the coverage you need to protect yourself, your loved ones, and your financial future.

At Help2Cover, we are trusted, independent insurance professionals dedicated to serving our friends and neighbors. Our team will meet with you, learn about your needs and goals, then help you find the right coverage for you and your budget. Don’t let the insurance world confuse or intimidate you out of getting what you need.

If you have any insurance needs or questions, reach out to the team of trusted
insurance professionals at Help2Cover today! We’re ready to serve you!

At Help2Cover (H2C), we understand that insurance goes hand in hand with solid financial planning. H2C Insurance Agency was founded by a group of professional insurance and financial planning experts. With years of experience in the industry, we have a deep understanding of the importance of comprehensive coverage and strategic financial guidance. We go beyond traditional insurance services. We strive to provide holistic solutions that integrate insurance protection seamlessly into your broader financial goals. Whether you’re seeking personal insurance coverage or business insurance solutions, our dedicated team is here to tailor a plan that aligns with your unique needs.

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