To AI Or Not To AI?

AI is everywhere.

It’s being brought into search engines like Bing and Google to make them better. It’s responding to customer service questions at some of the biggest companies. AI is even taking a shot at making art, writing software code, and helping students work on their latest papers. News, social media, and even our entertainment are filled with celebrations and concerns for AI and its increasing role in our world.

Some people are even turning to AI to help them find insurance.

Sounds great, right? Now all you have to do is sit down and ask a computer to get you the coverage you need. No more talking with people. No more pouring over numbers. Just ask the question, get the answer, and move on with your life. But is it really that simple?

Look, we’re not computer wizards over here. A lot of the inner workings of AI are beyond us. But we are insurance professionals and we’ve seen some problems with trusting your insurance planning to an AI. So, before you hop on the laptop and try to get the perfect plan from your computer, consider these points about why an insurance pro is a better choice.

AI Uses Whatever Is Out There

You can find anything on the Internet.

It’s a huge collection of information provided by any possible source you can think of. Want to learn how to fix your car? The Internet has answers. Want to know if you’re sick or not? The Internet has answers. Trying to learn about history, economics, cooking, exercise, or how to play a new game? Yep, the Internet has answers for those too.

The problem is…how do you know they are the right answers?

An increasing problem with AI is that it gets its information from the Internet. That means that everything from the good to the bad to the ugly is being brought in to create plans and reports. Some of that information is good. Some of it is old and out of date. Some of it is even downright wrong. But many of the most advanced AIs today are having problems dealing with bad information because they simply can’t admit it when they don’t know something.

This is different from a trusted insurance professional. First, we are constantly learning and keeping up with the most current and correct industry and regulatory information. That means we can filter out the bad stuff for you because we know what it is. Second, we admit when we don’t have an answer and get about the work of finding one for you. It’s not about ego or the limitations of our programming. It’s about getting you the answers and the protection you need.

So, if you don’t care about where the information to build your plan comes from…consider AI.

But if protecting your home, your loved ones and your business are too important to leave to chance, call a trusted insurance professional.

AI Can Only Work With What You Give It

When you sit down to work with an AI or any computer-based insurance program, it’s going to ask you some questions. Basic information to determine what type of policies would be best for you and what you might qualify for. Usually, these questions are asked in a predetermined sequence for convenience. They’re designed to feel easy and make a more pleasant experience.

But they often miss things.

You see, these types of things are designed with a sort of one-size-fits-all mindset. They don’t consider the various factors that can contribute to your insurance planning. For example, if you’re a small business owner, there are insurance strategies you can use to lower your cost and increase your protection. But if you don’t know that, the computer typically won’t ask you.

This is where your trusted insurance professional comes in. We take the time to get to know you. We ask lots of questions to not only determine what you might need right now but also to design protection plans that will carry you into the future as you work to achieve your goals. We take the time to learn about your business, your family, and your path forward so we can protect it while getting you a plan that does the very best on the budget that works for you.

Then again, maybe you’re okay trusting your future to a generic model presented by your computer. It does feel easier after all…

AI Can Only Work With What You Give It

Maybe the biggest difference between a trusted insurance professional and an AI assistant is just in what each of them sees. When you sit down at a computer and ask an AI assistant, or any other program, to design an insurance plan for you, the AI only sees a set of data points. It sees the number of children, the dollar value of a home or a car, and the adjusted levels of risk for your location.

A trusted insurance professional sees you. We take the time to learn about the person beyond the numbers on a page. Your goals, your dreams, and the things that are important to you, we know all of those things. Trusted insurance professionals don’t work with numbers, we work with people.

That means we know about the little things. We know the stories and memories that live in every square foot of your home. We know how important your vehicle is to you not just as a car or truck to go from A to B, but as a critical component of your business. We know where you’ve been, where you want to go, and what keeps you up at night. Those are the things we work with when we design plans for you. Those are the things that make you more than just a list of numbers.

Unfortunately, AI can only see the data.

A trusted insurance professional sees the person.

Serving as Your Trusted Insurance Professional

At Help2Cover, we’re proud to be trusted insurance professionals serving our community. Our days are made great because we spend the helping people navigate the complex world of insurance to get the protection they need at a price that fits their budget and their goals. We keep up with the latest and most accurate information, ask the right questions, and treat you as people rather than numbers. We’re out here working every day to be YOUR trusted insurance professional.

If you have any insurance needs or questions, reach out to the team of trusted insurance professionals at Help2Cover today! We’re ready to serve you!

At Help2Cover (H2C), we understand that insurance goes hand in hand with solid financial planning. H2C Insurance Agency was founded by a group of professional insurance and financial planning experts. With years of experience in the industry, we have a deep understanding of the importance of comprehensive coverage and strategic financial guidance. We go beyond traditional insurance services. We strive to provide holistic solutions that integrate insurance protection seamlessly into your broader financial goals. Whether you’re seeking personal insurance coverage or business insurance solutions, our dedicated team is here to tailor a plan that aligns with your unique needs.

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