Cheaper Home Owner Rates for the Coastline

High Value Homeowners

Whether your client’s higher value home is a primary residence, a secondary vacation home, a source of rental income, or is currently vacant, we have the right insurance coverage for their needs.

· Available in NC, SC, GA and VA · Coverage up to $15,000,000 TIV ***(in-house authority to $2M, we submit above $2M)*** · Seasonal Rentals written as a DP3 · Homes 25 years and newer, over 25 years with complete updates

· Credits given for Alarms · Excellent Service, Quote to Claim · Premium Financing Available! · High Value Vacant Dwellings · High Value Builder’s Risk – (Theft Available)

COVERAGE HIGHLIGHTS · Coverage A, B, C & D – Property Section – Replacement Cost basis – $300K to $15M TIV · Coverage E – Personal Liability – $300K to $1M available. · Coverage F – Med Pay – up to $25K · Deductible – $1,000 Minimum < $1M TIV, $2,500 Standard > $1M TIV

OPTIONAL COVERAGE'S · Excess Flood · Earthquake · Extended Replacement Cost · Water back-up, (no prior losses) · Ltd. Mold Coverage, no prior losses · Loss Assessment · Golf Cart Physical Damage · Ordinance & Law · Personal Property Special Perils · Increased Limits on Business Property